Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Mercer Island
Below are the best six-month CD Rates from banks with branches in Mercer Island, Washington . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Mercer Island, WA - August 2, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.76% |
$500 |
6.06 |
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Rate History: 4.08% → 4.76% |
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Tami Phillips | Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More |
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4.40% |
$10,000 |
- |
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Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40% |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.40% |
$25,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.35% |
$1,000 |
- |
Learn More
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Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35% |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.20% |
$1,000 |
3.67 |
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Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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4.16% 0.20% |
$250,000 $1,000 |
17.96 |
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Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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4.15% |
$2,500 |
- |
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Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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4.09% |
$100 |
5.91 |
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Rate History: 4.25% → 5.00% → 4.35% → 4.09% |
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3.90% |
$1,000 |
1.24 |
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Rate History: 4.40% → 4.25% → 4.15% → 4.00% → 3.90% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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3.75% |
$1,000 |
6.01 |
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Rate History: 3.50% → 3.75% |
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Rob H. | Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More |
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3.05% |
$1,000 |
6.06 |
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Rate History: 4.86% → 3.05% |
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3.00% |
$0 |
- |
Learn More
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Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00% |
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Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
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0.80% |
$10,000 |
18.06 |
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0.40% |
$10,000 |
17.74 |
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0.35% |
$100,000 |
6.97 |
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Small Company | Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More |
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0.30% |
$10,000 |
10.67 |
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0.25% |
$50,000 |
8.93 |
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0.25% |
$10,000 |
24.37 |
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0.25% |
$10,000 |
6.97 |
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Small Company | Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More |
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0.20% |
$1,000 |
- |
Learn More
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.20% |
$10,000 |
7.02 |
Learn More
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Michael strubert | Jun 8, 2021 Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More |
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0.15% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.15% |
$10,000 |
23.52 |
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0.15% |
$10,000 |
23.32 |
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0.10% |
$10,000 |
17.70 |
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kmills | Nov 15, 2019 If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More |
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0.10% |
$100,000 |
5.24 |
Learn More
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.05% |
$10,000 |
3.69 |
Learn More
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0.05% |
$10,000 |
5.24 |
Learn More
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.01% |
$10,000 |
6.05 |
Learn More
|
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| Branch | Street | City | State |
|---|---|---|---|
|
Washington Trust Bank Seattle Branch |
601 Union St. Ste 4747 | Seattle | WA |
|
Beal Bank USA Seattle Branch |
10900 N.E. 4th Street, Suite 110 | Bellevue | WA |
|
Bank of Hope Federal Way Branch |
31827-B Pacific Hwy South | Federal Way | WA |
|
Northwest Bank Seattle Branch |
925 Fourth Avenue, Suite 100 | Seattle | WA |
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HSBC Bank USA, National Association Mercer Island Branch |
2630 77th Ave Se, Suite 110 | Mercer Island | WA |
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Seattle Bank Seattle Bank Branch |
600 University Street, Suite 1850 | Seattle | WA |
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Zions Bank Seattle Br Branch |
601 Union Street, Suite 3600 | Seattle | WA |
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Pacific Crest Savings Bank Pacific Crest Savings Bank Branch |
3500 188th Street, S.W., Suite 575 | Lynnwood | WA |
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UniBank Federal Way Branch |
31433 Pacific Highway South | Federal Way | WA |
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United Business Bank Seattle Washington Branch |
14900 Interurban Ave S Ste 150 | Seattle | WA |
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Mountain Pacific Bank Ballard Office Branch |
2244 Nw 56th Street | Seattle | WA |
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Cathay Bank Kent North Branch |
18030 East Valley Highway | Kent | WA |
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Coastal Community Bank Monroe Branch |
19351 Hwy 2 | Monroe | WA |
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United Business Bank Seattle Washington Branch |
14900 Interurban Ave S Ste 150 | Seattle | WA |
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Bank of Hope Federal Way Branch |
31827-B Pacific Hwy South | Federal Way | WA |
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Beneficial State Bank Mosler Branch |
2720 South Third Ave | Seattle | WA |
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Kitsap Bank Fife Branch |
5209 Pacific Highway East | Fife | WA |
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Timberland Bank Edgewood Branch |
2418 Meridian Ave. E. | Puyallup | WA |
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First Interstate Bank Courier Service Branch |
4710 196th Street Southwest | Lynnwood | WA |
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East West Bank International District Branch |
668 South Lane Street, Ste 101 | Seattle | WA |
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Peoples Bank Bellevue Financial Center Branch |
10900 Ne 4th Street, Suite 2250 | Bellevue | WA |
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East West Bank International District Branch |
668 South Lane Street, Ste 101 | Seattle | WA |
|
1st Security Bank of Washington Capitol Hill Branch |
614 Broadway East | Seattle | WA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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